had $15 credit on lyft due to some Lyft incident + the monthly chase sapphire reserve credit, but even then, i mentally struggled to book a car back from even DESPITE working late (like two hours lol) and KNOWING that $10 chase credit would expire worthless in 5 days…
ended up costing me <$2 out of pocket to get home, but is this scarcity mindset at play? probably.